Program Details
Loan Features
- Loan Amounts: $100k to $10M
- Loan Terms: 6 or 12 months, extendable up to 24 months
- All asset types
- Maximum Leverage: 85% Loan-to-Value (LTV)
- Minimum FICO: None
- No minimum DSCR requirement
- Additional Perks: Free or Waived Appraisals
Requirements
- No minimum credit score
- Clean background
- Property evaluation
- Title & property insurance
- Adequate cash reserves
- Planned exit strategy
How Bridge Financing Works
Property Evaluation
We assess your stabilized property's value, cash flow, and market position to determine bridge financing options.
Quick Funding
In 3-10 days
Strategic Planning
Use the bridge period to arrange permanent financing, prepare for sale, or execute your exit strategy.
Exit Strategy
Execute your planned exit through refinancing, property sale, or other strategic options.
Success Story
Anderson Real Estate Holdings
We needed quick capital to acquire a distressed property while our permanent financing was being processed. We secured a $1.2M bridge loan at 9.0% with interest-only payments. After 6 weeks we refinanced into a 30 year fixed loan at 6.375% and the property is cash-flowing very strong.
Frequently Asked Questions
What is a stabilized bridge loan?
A bridge loan provides short-term financing for income-producing properties that are already generating stable cash flow, allowing time to arrange permanent financing or execute an exit strategy.
How quickly can I close on a bridge loan?
Our streamlined process allows for closings in 10-14 days, depending on property documentation and market conditions.
What exit strategies are acceptable?
Common exit strategies include refinancing to permanent financing, selling the property, or executing a 1031 exchange. We work with you to ensure your strategy is viable.
Can I extend the bridge loan if needed?
Yes, we offer extension options for qualified borrowers, though it's important to have a clear exit strategy in place.
What types of properties qualify?
We finance stabilized residential and commercial properties that are generating consistent income and have strong market fundamentals.
Common Use Cases
Acquisition Bridge
Quickly acquire income-producing properties while arranging long-term financing.
Cash-Out Refinancing
Access equity from stabilized properties for new investments or improvements.
Pre-Sale Financing
Bridge financing while preparing a property for sale or 1031 exchange.
Why Choose Our Bridge Loans?
Fast Closings
3-14 days
Flexible Terms
Customize your bridge loan structure to match your specific timeline and exit strategy.
Competitive Rates
8.9%
Exit Strategy Support
Our team helps you plan and execute your exit strategy for a smooth transition to permanent financing.