About Us
Your Partner in Real Estate Success
We're a team of real estate professionals and lending experts who understand what it takes to succeed in today's competitive market. At Key Real Estate Capital, we don't just fund deals – we help you build your business.
Our Story
Key Real Estate Capital was founded with a simple mission: to provide real estate investors with the financing they need, when they need it, without the red tape and delays of traditional lending.
Our founders came from both sides of the table – as real estate investors themselves, they experienced firsthand the frustration of missed deals due to slow lenders, rigid guidelines, and impersonal service. They knew there had to be a better way.
Today, Key Real Estate Capital has funded over $500 million in loans, helping hundreds of investors across 48 states grow their portfolios and achieve their financial goals. But we're just getting started.
- Founded by real estate investors, for real estate investors
- Creative solutions for complex deals
- Fast closings when time matters most
Our Mission
To empower real estate investors with fast, flexible financing solutions that help them seize opportunities and grow their businesses.
Our Vision
To be the most trusted name in private real estate lending – known for our speed, reliability, and unwavering commitment to our clients' success.
By the Numbers
Our track record speaks for itself.
$500M+
Loans Funded
1,000+
Happy Clients
48
States Covered
7-14
Day Closings
What Makes Us Different
We're not your typical lender. Here's what sets Key Real Estate Capital apart.
Speed to Close
While banks take 45-60 days, we close in as little as 7-14 days. Time kills deals – we don't.
Certainty of Execution
When we issue a term sheet, we stand behind it. No last-minute surprises or re-trades.
Relationship-Based
You'll work with the same team from start to finish. We know your name, not just your file number.
Real Estate Expertise
Our team has bought, sold, and developed properties. We understand your business firsthand.
Meet Our Team
Meet the experienced professionals dedicated to your real estate success.
Keyan Chang
Founder & CEO
With extensive experience in real estate lending and investment, Keyan personally owns and manages over 100+ properties, giving him a unique perspective as both lender and investor.
Lindsay Milano
President
A Boston native now based in Miami, Lindsay brings over 7 years of expertise in the private lending space with a hands-on approach to guiding clients.
Daniel Frank
Senior Vice President
With nearly a decade of experience in private capital lending and real estate investment, Daniel is dedicated to building partnerships and empowering investors.
Nicole LaVau
Vice President
Nicole's seasoned background in finance has positioned her as a trusted ally in the hard money real estate sector, fostering trust and client relationships.
Tommy Loutzenheiser
Sales Operations Manager
Tommy drives growth by blending strategic lending knowledge with efficient technology integration and automation.
Daisy Mondragon
Head of Processing
Born and raised in Southern California, Daisy brings over 10+ years of experience in the mortgage lending industry with dedication to funding loans.
Nicole Laponius
Administrator
A seasoned real estate professional with over two decades of industry experience, Nicole brings a comprehensive understanding of the real estate process.
Chelsea Juda
Operations Manager
Chelsea spent nearly a decade in corporate program management before bringing her operations expertise to the mortgage and private capital lending industry.
Peter Rossetti
Director of Commercial Lending
Peter works closely with sponsors and operators to structure tailored financing solutions across the capital stack, including bridge, construction, acquisition, CMBS, mezzanine, and preferred equity transactions.
Brandi Smith
Processor
With over 10 years in the mortgage industry, Brandi specializes in loan compliance and hard money lending, guiding loans smoothly from application to funding with attention to detail and clear communication.
Luis Franco
Senior Account Executive
Data-driven private capital lender specializing in structuring deals that prioritize speed, clarity, and risk-adjusted returns for real estate investors.
Todd Eliasen
Senior Account Executive
A seasoned entrepreneur with expertise in private capital markets, Todd specializes in helping investors grow their portfolios through tailored financial solutions.
Raj Vora
Senior Account Executive
A versatile professional dedicated to providing innovative and reliable lending solutions to real estate investors and developers.
Sylvia Barrios
Senior Account Executive
Sylvia brings 30+ years of mortgage lending and private capital experience, supporting brokers and investors with bridge, fix-and-flip, DSCR, and Non-QM financing. A licensed CA broker (DRE #01061732, NMLS #904670), she's bilingual in English and conversational Spanish.
Jess McStravick
Senior Account Executive
A full-cycle senior account executive and private lending specialist with 10+ years originating DSCR, fix-and-flip, bridge, and construction financing for real estate investors nationwide.
Paulo Bermudez
Account Executive
With a background spanning military service, aviation mechanics, and real estate investing, Paulo brings discipline and precision to private capital lending.
Frank Estrada
Account Executive
With over a decade in fintech and lending, Frank brings a technical eye to property financing and long-term value for entrepreneurs.
Jennifer Myers
Account Executive
With a background as a licensed therapist, Jennifer brings compassionate, insightful support to clients navigating their financial opportunities.
Sebastian Muenda
Account Executive
Sebastian blends his passion for financial empowerment with a client-first philosophy rooted in empathy and unwavering commitment.
Trey Victor
Account Executive
A leading figure in real estate investment financing, Trey crafts innovative financial solutions tailored to each investor's unique needs.
Emily Wencelblat
Account Executive
Bilingual and detail-oriented, Emily specializes in structuring loans that allow investors to move quickly and confidently.
Hazel Wilder
Account Executive
A licensed Loan Originator offering both traditional and creative options like DSCR, fix & flip, and bridge loans.
Jason Weber
Account Executive
Lending industry expert with 10+ years of experience guiding borrowers through financing solutions with outstanding service and professionalism.
Mathieu StGermain
Account Executive
With a background in sales, teaching, and performance-based coaching, Mathieu brings a clear, disciplined approach to private real estate lending—translating complexity into clarity and treating every deal as a partnership built on transparency and results.
Samuel Vickrey
Account Executive
Samuel combines an entrepreneurial mindset with a relationship-driven approach to real estate lending, supporting investors and property owners with clear communication and dependable execution.
Gabriel Giordano
Account Executive
Gabriel is a driven business professional with a strong background in high-end sales and over four years of involvement in the real estate industry, bringing a consultative, relationship-focused approach to every client engagement.
Ryan McCoy
Account Executive
Ryan McCoy brings a strong background in real estate and financial markets, helping clients navigate complex transactions with clarity and confidence. Known for his responsiveness and attention to detail, he is committed to building long-term relationships based on trust, transparency, and results.
Ryan Hensley
Account Executive
Ryan brings a strong background in real estate and finance, helping borrowers and investors navigate the lending process with clarity. With experience on both sides of real estate transactions, he anticipates challenges, structures effective solutions, and builds long-term relationships founded on trust and results.
Lynne Myers
Account Executive
Combining 47.5 years of civil litigation paralegal experience with a passion for real estate, Lynne brings unique legal insight to help clients navigate the lending process with confidence and clarity.
Ivy Xiao
Account Executive
Ivy brings extensive experience in Finance, Real Estate, and Capital Markets, with a relationship-driven approach to helping investors structure financing solutions and identify long-term opportunities.
Lucas Peckham
Account Executive
Lucas brings a diverse real estate background spanning commercial brokerage, residential sales, and property management, with strong local San Diego market knowledge and over 20 years in the community.
Jeremiah Ibrahim
Account Executive
Jeremiah brings six years of hands-on experience in real estate finance and capital markets, with deep expertise in commercial lending, deal structuring, and client relationship management across multifamily, office, retail, and industrial properties.
Seneca Schachter
Account Executive
Seneca's real estate and leadership background makes him an invaluable partner for investors seeking speed, flexibility, and results, structuring creative financing solutions and delivering a hands-on, relationship-driven experience.
Noel Miramontes
Account Executive
Noel brings a disciplined, results-driven approach to private real estate lending, leveraging a background in real estate, investing, and competitive coaching to structure practical, goal-aligned loan solutions with speed, clarity, and execution.
Jillian Haines
Senior Loan Processor
Jillian brings precision and a client-first approach to processing loans from application to closing, with expertise across conventional and hard money loans, regulatory compliance, and seamless coordination with loan officers, lenders, and third-party partners.
Adam Epperson
Loan Processor
Adam brings 15+ years of mortgage operations experience in processing, servicing, and team leadership, specializing in complex loan pipelines, compliance, and delivering audit-ready files with clear communication.
Dru Barrios
Loan Assistant
Dru is a Loan Assistant at Key Real Estate Capital, supporting loan officers and clients from application to funding. With a background as Managing Partner and Operations Director at a private mortgage firm, she brings strong experience in pipeline systems, compliance, and client onboarding. She leads with organization, empathy, and a growth mindset, keeping files organized and communication clear so deals close smoothly.
Danielle Roarke
Real Estate Analyst
Danielle is pursuing a B.S. in Business Administration with an emphasis in Real Estate at San Diego State University, with prior experience as an Operations Intern at Caruso and active involvement in NAIOP San Diego and SDSU's Real Estate Society.
Tony Tang
Associate Account Executive
Tony is a real estate investor and hard money lender specializing in fix-and-flip, DSCR, and ground up construction projects, combining rigorous market analysis with hands-on project management to deliver strong returns and quality renovations.
Maruschka Biess
Associate Account Executive
Maruschka brings a diverse background in account management, project management, and real estate-related consulting to Key Real Estate Capital. A student at Florida International University, she is passionate about helping clients build long-term success through strong relationships and transparent communication. Fluent in English, Spanish, and German.
Our Core Values
These principles guide everything we do at Key Real Estate Capital.
Compassionate Lending
We treat every borrower as a partner, not just a transaction. Your success is our success.
Solution-Focused
We find creative ways to get deals done, even when others say no.
Excellence in Service
From first contact to closing, we deliver an exceptional experience.
Long-term Relationships
We're building lasting partnerships with investors who grow with us.
Ready to Work Together?
Let's discuss how Key Real Estate Capital can help you achieve your investment goals. Get in touch today.