Our Headquarters

San Diego Hard Money Lender

Fast, flexible hard money loans for San Diego real estate investors. Fix & flip, DSCR, bridge, and construction financing from our downtown San Diego headquarters.

$500M+

Funded in San Diego

7 Days

Average Close Time

500+

San Diego Deals Closed

4.9/5

Client Rating

Why San Diego Investors Choose Us

As a San Diego-based lender, we understand the local market and can move faster than out-of-state competitors.

Local Expertise

Our team knows San Diego neighborhoods, values, and market trends. We can evaluate deals quickly because we understand the local landscape.

Fast Closings

Close in as fast as 7 days. Our in-house underwriting and local presence means no delays waiting for out-of-state approvals.

Personal Service

Work with real humans, not algorithms. Stop by our downtown office or meet for coffee to discuss your next San Diego investment.

Hard Money Loans for San Diego Investors

Comprehensive financing solutions for every San Diego real estate investment strategy.

Fix & Flip Loans

Up to 90% LTC and 100% rehab financing for San Diego investment properties. Close in as fast as 7 days.

DSCR Rental Loans

No income verification. Qualify based on property cash flow. Perfect for San Diego's strong rental market.

New Construction

Ground-up construction financing for single-family and multi-unit projects throughout San Diego County.

Bridge Loans

Quick bridge financing to acquire San Diego properties before your exit strategy is finalized.

Serving All of San Diego County

From coastal communities to inland neighborhoods, we fund real estate investments throughout the greater San Diego area.

Downtown San Diego
La Jolla
Pacific Beach
North Park
Hillcrest
Mission Valley
Chula Vista
Carlsbad
Oceanside
Escondido
El Cajon
National City

Plus all other San Diego County communities. We also serve investors nationwide from our San Diego headquarters.

Visit Our San Diego Office

Address

401 W A St Ste 200
San Diego, CA 92101

Hours

Monday - Friday: 8am - 6pm
Weekends: By Appointment

Schedule a Meeting

San Diego Hard Money Loan FAQs

Common questions from San Diego real estate investors.

What areas of San Diego do you serve?

We fund deals throughout San Diego County including Downtown, La Jolla, Pacific Beach, North Park, Mission Valley, Chula Vista, Carlsbad, Oceanside, Escondido, and all surrounding areas.

How fast can you close on a San Diego property?

We can close in as fast as 7 days for straightforward deals. Most San Diego transactions close within 10-14 days.

Do you require San Diego real estate experience?

No. We work with first-time investors and experienced flippers alike. Our team can guide you through your first San Diego investment.

What are your rates for San Diego hard money loans?

Rates start at 9.99% depending on experience, property type, and loan-to-value. Contact us for a custom quote on your San Diego project.

Do you fund DSCR loans in San Diego?

Yes! San Diego's strong rental market makes it ideal for DSCR loans. We qualify based on property cash flow, not personal income.

Ready to Fund Your San Diego Investment?

Get a free quote in minutes. Our team is standing by to help with your next San Diego real estate deal.